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"While this economic crisis has many causes, it is undeniable that financial illiteracy is one of the root causes"

"It is essential to provide basic financial education... The economic future of the United States depends on it."

Presidents Advisory Council on Financial Education 2008
The Crisis
Unsustainable financial habits lead to serious problems for individuals and the global economy. Lack of knowledge increases the risk of irresponsible action which contributes to a spiraling degradation of an individual's quality of life. On massive scale, this affects the ability of an economy to sustain [continued] growth and prosperity.

Default damages quality of life